{"id":4960,"date":"2026-10-12T16:54:26","date_gmt":"2026-10-12T16:54:26","guid":{"rendered":"https:\/\/onyx.ma\/?post_type=onyx_startup&#038;p=4960"},"modified":"2026-10-12T16:54:41","modified_gmt":"2026-10-12T16:54:41","slug":"alya","status":"publish","type":"onyx_startup","link":"https:\/\/onyx.ma\/fr\/startups\/alya\/","title":{"rendered":"Alya"},"content":{"rendered":"<h2>Ce qu\u2019ils font<\/h2>\n<p>Alya est une entreprise marocaine de technologie financi\u00e8re proposant le paiement fractionn\u00e9 aux consommateurs et aux commer\u00e7ants. Sa solution permet aux clients \u00e9ligibles de r\u00e9partir leurs achats aupr\u00e8s d\u2019enseignes partenaires en 2, 3 ou 4 paiements, en ligne ou en magasin.<\/p>\n<p>Le service int\u00e8gre les \u00e9ch\u00e9anciers au parcours d\u2019achat et pr\u00e9l\u00e8ve les \u00e9ch\u00e9ances suivantes sur la carte bancaire du client. L\u2019approbation d\u00e9pend de v\u00e9rifications d\u2019identit\u00e9 et de solvabilit\u00e9. L\u2019entreprise d\u00e9crit son mod\u00e8le comme financ\u00e9 par les commer\u00e7ants, sans frais ni int\u00e9r\u00eats pour le client.<\/p>\n<h2>Produits et applications<\/h2>\n<ul class=\"startup-applications\">\n<li><strong>Paiement fractionn\u00e9 en caisse<\/strong><span>\u00c9ch\u00e9anciers int\u00e9gr\u00e9s aux boutiques en ligne et aux points de vente partenaires.<\/span><\/li>\n<li><strong>Parcours d\u2019achat mobile<\/strong><span>Inscription et confirmation du paiement via un lien web sur mobile.<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Alya propose le paiement fractionn\u00e9 aux consommateurs et aux commer\u00e7ants marocains, avec des achats \u00e9ligibles int\u00e9gr\u00e9s aux parcours en ligne et en magasin en 2, 3 ou 4 paiements.<\/p>\n","protected":false},"author":1,"featured_media":0,"template":"","categories":[395],"class_list":["post-4960","onyx_startup","type-onyx_startup","status-publish","hentry","category-annuaire"],"_links":{"self":[{"href":"https:\/\/onyx.ma\/fr\/wp-json\/wp\/v2\/onyx_startup\/4960","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/onyx.ma\/fr\/wp-json\/wp\/v2\/onyx_startup"}],"about":[{"href":"https:\/\/onyx.ma\/fr\/wp-json\/wp\/v2\/types\/onyx_startup"}],"author":[{"embeddable":true,"href":"https:\/\/onyx.ma\/fr\/wp-json\/wp\/v2\/users\/1"}],"version-history":[{"count":1,"href":"https:\/\/onyx.ma\/fr\/wp-json\/wp\/v2\/onyx_startup\/4960\/revisions"}],"predecessor-version":[{"id":4962,"href":"https:\/\/onyx.ma\/fr\/wp-json\/wp\/v2\/onyx_startup\/4960\/revisions\/4962"}],"wp:attachment":[{"href":"https:\/\/onyx.ma\/fr\/wp-json\/wp\/v2\/media?parent=4960"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/onyx.ma\/fr\/wp-json\/wp\/v2\/categories?post=4960"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}